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Learn How to Save Your Social Security from the Government's Outrageous IRMAA LAW.

 

Are you concerned IRMAA will reduce your retirement benefits?

 

The decisions you make now can have a tremendous impact on your health, welfare, finances and quality of life. You deserve to get the right answers to difficult and challenging enrollment questions. The government can only do so much. The big insurance companies may lead you astray. You must educate yourself now and know your options – before it's too late.

Please Join us for this complimentary informational seminar. This educational event will cover the basics of Medicare and reveal the latest strategies for maximizing your benefits. Seating is limited, so sign up today!

Did you know?

  • IRMAA is the Federal Government's "Income Related Monthly Adjustment Amount" established in section 811 of The Medicare Modernization Act.

  • Medicare is a federal health insurance program that pays for a variety of health care expenses.

  • Most U.S. citizens earn the right to enroll in Medicare by working and paying their taxes for a minimum required period.

  • Most Medicare Part A beneficiaries don't have to pay a monthly premium to receive coverage under this part of Original Medicare

We will be discussing:

  • What IRMAA Is and how much IRMAA may cost you.

  • How much your Social Security could be reduced.

  • What does it cost and when does it begin?

  • The 3 different "IRMAA FREE" income sources you must know about to reduce taxes and maximize retirement income.

  • The 3 different ways your 401(k) could be taxed.

Join us as we discuss ways to Avoid IRMAA's costly mistakes and get more retirement income and peace of mind

Meal selections will be presented at venue.

Spouses are encouraged to attend!

Seating is limited. Register now!

Director of Public Relations

Financial & Tax Strategies, LLC  |  Gary Goldberg, Wealth Manager

IL OFFICE: 4 Eagle Center, Suite 3, Upper Level, O'Fallon, IL  62269
MO OFFICE: 2055 Craigshire Road, Suite 410, St. Louis, MO 63146​

​Tel:  314-991-9005  |  800-966-1690​     Email: ggoldbergadmin@cfiemail.com

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© 2025 by Financial & Tax Strategies, LLC.

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We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives. Securities & advisory services offered through Centaurus Financial, Inc., a registered broker/dealer and Registered Investment Advisor. Member FINRASIPC. F&TS, LLC. and Centaurus Financial are not affiliated. Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. None of the information contained on this website shall constitute an offer to sell or solicit any offer to buy a security or any insurance product. Any references to protection benefits or steady and reliable income streams on this website refer only to fixed insurance products. They do not refer, in any way, to securities or investment advisory products. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges and holding periods which vary by insurance company. Annuities are not FDIC insured. The information and opinions contained in any of the material requested from this website are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation.

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